Do you fund practice acquisitions?

We arrange facilities around them, and acquisition files often start at Clearly Acquired. SBA is frequently the cheapest path — we'll say so when it is.

Can I finance against insurance receivables?

Receivables-based structures exist for practices. Whether they beat a term loan depends on your days in AR.

Is equipment leasing better?

Often, for tax reasons. Ask your CPA — the tax treatment usually decides it, not the rate.

I just bought the practice.

Bring the closing docs, the seller's numbers, and your statements since takeover. That's usually enough for real options.

Industry

Healthcare Practices

You deliver care today and get paid by an insurer in 45 to 90 days, minus whatever gets adjusted. Practices carry real receivables and real equipment, which makes them good credits — as long as the file explains the payer mix instead of leaving an underwriter to guess at it.

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What we fund here

Operatory or exam room buildout: $50K – $400K
Imaging, laser, or chair equipment: $25K – $500K
Insurance receivable gap: $25K – $200K
Practice acquisition or partner buy-in support: $100K – $1M

Ranges are typical, not guaranteed. Your terms depend on your business and the funder.

What usually fits

Equipment Financing

Clinical equipment holds value and finances at the lowest cost.

$10,000 – $2,000,000

Term Loan

Practices underwrite well on fixed terms — take the cheaper money.

$25,000 – $1,000,000

Business Line of Credit

For the ongoing receivable gap once the practice is seasoned.

$50,000 – $1,000,000

What underwriters look at

Payer mix and days in accounts receivable.
Provider count and whether revenue depends on one clinician.
Existing equipment leases already on the books.
Whether the practice was recently acquired, and on what terms.

Questions

Do you fund practice acquisitions?: We arrange facilities around them, and acquisition files often start at Clearly Acquired. SBA is frequently the cheapest path — we'll say so when it is.
Can I finance against insurance receivables?: Receivables-based structures exist for practices. Whether they beat a term loan depends on your days in AR.
Is equipment leasing better?: Often, for tax reasons. Ask your CPA — the tax treatment usually decides it, not the rate.
I just bought the practice.: Bring the closing docs, the seller's numbers, and your statements since takeover. That's usually enough for real options.

Let's see what your numbers support.

Three documents to start: the last four months of business bank statements, a driver's license, and a voided check. That's the whole file to get options back.

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FundMainStreet.com is a financing arranger, not a lender or a bank. We connect business owners with third-party funding partners and are compensated by those partners when a transaction closes; we disclose that compensation to you before you sign. Approval, terms, and funding are determined solely by the funding partner. Merchant cash advances are purchases of future receivables, not loans. All figures shown on this site are illustrative and are not an offer or commitment to fund.