Industries
Your numbers make sense in context.
A February that scares a generic underwriter is just February in HVAC. Each page below covers what we typically fund in that trade and the questions the file will get asked.
Construction & Contracting
Progress-payment gaps, mobilization costs
Trucking & Logistics
Fuel, maintenance, tractor and trailer purchases
HVAC & Home Services
Seasonal swings, van and inventory buys
Manufacturing
Raw materials, machine purchases, big-order ramps
Distribution & Wholesale
Inventory ahead of a season
Restaurants & Food Service
Buildouts, equipment, slow months
Auto Repair
Lifts, diagnostics, parts inventory
Retail
Inventory cycles and store improvements
Healthcare Practices
Equipment and practice buildout
Professional Services
Payroll bridges and receivable gaps
FundMainStreet.com is a financing arranger, not a lender or a bank. We connect business owners with third-party funding partners and are compensated by those partners when a transaction closes; we disclose that compensation to you before you sign. Approval, terms, and funding are determined solely by the funding partner. Merchant cash advances are purchases of future receivables, not loans. All figures shown on this site are illustrative and are not an offer or commitment to fund.