Short-term business financing
Fast Capital for the work in front of you.
Fast. Simple. Same Day Funding — up to $500K, approved in minutes, funded in hours. No hard credit pull.
4 months
Minimum time in business to have real options
$15,000
Monthly revenue where the market starts
1–3 days
Typical time from complete file to funding
3 docs
Statements, license, voided check — that's the file
Core facilities
Three tools do most of the work.
Which one fits depends on the shape of your needs.
Business loan approvals in minutes - no hard credit pulls, no obligations.
The process
Four steps, no mystery.
Send three documents
Four months of business bank statements, a driver's license, and a voided check. No tax returns to start.
We shop the file
We take it to the funders whose credit box actually matches your numbers instead of blasting it everywhere.
You see the total cost
Every option comes back with the amount funded, the total dollar cost, and the payment schedule side by side.
You decide, then you fund
You sign only after the arithmetic makes sense to you. Most files fund within a few business days.
Industries
We underwrite your trade, not a template.
Construction & Contracting
Progress-payment gaps, mobilization costs
Trucking & Logistics
Fuel, maintenance, tractor and trailer purchases
HVAC & Home Services
Seasonal swings, van and inventory buys
Manufacturing
Raw materials, machine purchases, big-order ramps
Distribution & Wholesale
Inventory ahead of a season
Restaurants & Food Service
Buildouts, equipment, slow months
Auto Repair
Lifts, diagnostics, parts inventory
Retail
Inventory cycles and store improvements
Healthcare Practices
Equipment and practice buildout
Professional Services
Payroll bridges and receivable gaps
See real options before you commit to anything.
Three documents, no impact on your credit to see indicative terms, and a person who will tell you the total cost in dollars.
FundMainStreet.com is a financing arranger, not a lender or a bank. We connect business owners with third-party funding partners and are compensated by those partners when a transaction closes; we disclose that compensation to you before you sign. Approval, terms, and funding are determined solely by the funding partner. Merchant cash advances are purchases of future receivables, not loans. All figures shown on this site are illustrative and are not an offer or commitment to fund.